Terms and conditions of sale and use

XFunded Pro · Version 1.0 · Effective at launch

01. Purpose and parties

1.1 These terms govern the sale and use of XFunded Pro accounts. They bind the customer ("you", the "User") and Xfunded LTD., a company registered in Saint Lucia under no. 2026-00127, registered office: Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia ("XFunded Pro", "we", "us").

1.2 Any purchase or use of the service means full acceptance of these terms.

02. Who can buy

2.1 The service is reserved for individuals aged 18 or over, acting in their own name. Proof of age and identity may be requested at any time.

2.2 Access is by invitation only, through an XFunded-approved partner community. A valid invitation code is required to purchase.

2.3 The account holder is the only person allowed to use the account and the only person entitled to receive payouts after KYC.

2.4 The service is not available to residents of countries where it is prohibited, to persons under international sanctions, or to persons convicted of financial or terrorism-related offences.

2.5 Professional or commercial use must be declared in advance to pro@xfunded-pro.com and approved in writing. Otherwise, use is deemed personal.

2.6 XFunded Pro may decline any order without giving reasons, to protect the balance of the service.

03. Definitions

Package: the offer purchased, setting simulated capital, max drawdown and profit split.

Account: the single trading account delivered after purchase.

Simulated capital: notional funds allocated to the account. They can never be withdrawn or transferred.

Profit: the positive difference between starting balance and realized balance.

Profit split: the share of profit you may request as a payout, set by your package.

Payout: the real-money reward paid based on your profit split.

Max drawdown: the maximum notional loss allowed on the account, in dollars. It exceeds the package price.

04. Nature of the service

4.1 XFunded Pro provides a simulated trading environment. No order is routed to an exchange or liquidity provider: executions are internal, while results track real market prices.

4.2 Any reference to assets, currencies, indices or amounts (other than payouts) is simulated and implies no real holding or investment.

4.3 XFunded Pro provides no investment advice and no regulated financial service. The only real transactions are the package purchase and payouts.

4.4 Some elements (price feeds, charts, payments) are supplied by third parties whose availability we do not guarantee.

05. Order, payment and delivery

5.1 After unlocking access with a valid invitation code, packages are bought directly on the site as a one-time payment, with no subscription and no call. Prices are in euros (EUR), including applicable taxes where relevant.

5.2 Payment may be handled by third-party agents or processors. This does not change the contractual relationship, which remains solely between you and XFunded Pro. Invoices are issued in XFunded Pro's name only.

5.3 Once payment is confirmed, your credentials are sent to the email you provided. Delivery is deemed complete when credentials are sent.

5.4 One active account per person.

06. Packages

6.1 Each package is sold as a one-time payment and configured as follows:

Edge — $45,000 capital · $2,000 max drawdown · €1,500 · 70% split

Alpha — $90,000 · $4,000 · €3,000 · 75%

Prime — $180,000 · $8,000 · €6,000 · 80%

Apex — $360,000 · $16,000 · €12,000 · 85%

Titan — $720,000 · $32,000 · €24,000 · 90%

X — $1,035,000 · $46,000 · €34,500 · 90%

6.2 Package availability may vary. XFunded Pro may temporarily pause the sale of any package.

07. Trading conditions

7.1 Platforms: MetaTrader 5 or cTrader, with real-time prices.

7.2 Spreads: raw on stocks; 1 pip on Forex and metals.

7.3 Commissions: $0.007 per share, $1.25 minimum per execution, deducted from balance.

7.4 Maximum leverage: 1:100 on Forex, 1:50 on indices, 1:30 on crypto.

7.5 Overnight: positions may be held overnight up to 20% of available balance. Above that, the position is reduced automatically.

7.6 News: allowed, except exceptional events that XFunded Pro may restrict.

7.7 Pre-market: data visible, execution during regular hours only (US stocks and indices: 9:30am–4pm ET; Forex: Sunday evening to Friday evening).

7.8 Swaps: positions open at end of day roll over and may carry a swap, shown per instrument. Swap calculation errors may be corrected afterwards. Swap-free mode may be granted or withdrawn at our discretion.

08. Max drawdown and account closure

8.1 The max drawdown applies to cumulative account losses. When reached, the account is closed automatically and permanently.

8.2 After closure, you may, subject to availability and our discretion, buy a new package or reactivate your account.

8.3 An account with no trading activity for an extended period may expire, without refund.

09. Payouts

9.1 Window: request from the platform between the 1st and the 10th of each month, based on the previous month's realized profit.

9.2 Processing: within 1 business day after review. Your request serves as an invoice; otherwise XFunded Pro may issue one on your behalf.

9.3 Fees: no payout fees. $500 minimum per request. Any bank fees on your side remain yours.

9.4 Cap: 10% of account size per month (e.g. $36,000 on an Apex account). Any excess rolls over to the following months.

9.5 Distribution: a minimum number of trades, spread consistently over the period, is required. Profit from a single outsized trade, or micro-trades opened to inflate volume, is not eligible.

9.6 Retained profit: any amount not withdrawn stays on the account and increases your buffer before the max drawdown.

9.7 KYC: ID and proof of address may be required before any payout.

9.8 Methods: bank transfer and other methods offered at the time of request.

10. Upgrades and availability

10.1 You may move to a higher package with a top-up purchase. Your existing account is then converted, within the one-active-account limit.

10.2 Upgrades and reactivations depend on availability and consistent risk management on your account.

11. Prohibited practices

11.1 Prohibited: exploiting price or latency errors; opposite or coordinated positions across accounts; copying other accounts; third-party trading; controlling multiple accounts; software, bots, AI or high-frequency techniques seeking an unfair edge; reverse-engineering the platform.

11.2 Where a prohibited practice is found or strongly suspected, the account may be corrected, suspended or closed, and the related profits become ineligible for payout. You will be notified. Any package refund is at our sole discretion.

12. Right of withdrawal and refunds

12.1 The account is a digital service performed immediately. By confirming your order, you request immediate performance and expressly waive your right of withdrawal once credentials are sent.

12.2 Once credentials are delivered, the package price is non-refundable regardless of account activity: activation commits infrastructure, market data and dedicated resources.

12.3 Before credentials are delivered, an order can be cancelled on request at support@xfunded-pro.com.

13. Personal data and licences

13.1 You agree to provide accurate information and keep it up to date. Inaccurate information may lead to account suspension.

13.2 Your platform activity (executions, trading behaviour, IP, location) is collected and may be analysed by XFunded Pro, its affiliates or third parties, including to improve and monetise the service, with no compensation to you. Processing of personal data is described in our Privacy Policy.

13.3 You authorise XFunded Pro to use your payout certificates and publish anonymised case studies for marketing.

13.4 The brand, platform and content remain the exclusive property of XFunded Pro and its licensors.

14. Support

14.1 Support is available from the platform and by email at support@xfunded-pro.com. An account manager may be assigned to you.

14.2 The built-in AI assistant is informational only. No exchange with support, human or AI, changes these terms or constitutes financial advice.

15. Liability

15.1 The service is provided "as is". XFunded Pro is not liable for interruptions, technical incidents, data errors or force majeure. Compensation may be granted at our discretion.

15.2 To the extent permitted by law, our total liability is limited to the price paid for the package concerned.

15.3 You indemnify XFunded Pro against any claim arising from your breach of these terms.

16. Suspension and termination

16.1 You may close your account at any time from the platform or by email.

16.2 XFunded Pro may suspend or terminate an account for breach of these terms, fraud or extended inactivity, and may change or discontinue all or part of the service.

16.3 Termination ends access to the account. Simulated capital has no value and never belongs to you.

17. Conduct and disputes

17.1 You agree to act in good faith and not to make defamatory statements about XFunded Pro.

17.2 Any dispute is first submitted to support for an amicable resolution.

18. Changes to these terms

18.1 XFunded Pro may amend these terms. The current version is published on this page with its date. Continued use of the service means acceptance of the new version.

19. Governing law and general provisions

19.1 These terms are governed by the laws of Saint Lucia. The courts of Saint Lucia have exclusive jurisdiction, subject to mandatory consumer protection rules.

19.2 These terms are the entire agreement. If a clause is held invalid, the others remain in force. Not exercising a right is not a waiver. You may not assign this contract without our consent. Headings are for convenience only. In case of translation, the English version prevails.